Personal Rates

Rates effective 07/31/2018

Personal Savings Accounts Tiers / Balance Requirements Annual Percentage Yield (APY) Rate
Preferred Savings (view product disclosure) $0 to $24,999.99 0.30% 0.30%
$25,000.00 to $49,999.99 0.60% 0.60%
$50,000.00 and up 0.90% 0.90%
Statement Savings $200.00 and up 0.10% 0.10%
Start2Save Passbook $5.00 and up 0.25% 0.25%
Classic Passbook Savings $10.00 and up 0.10% 0.10%
Special Statement Savings $2,500.00 to $14,999.99 0.15% 0.15%
$15,000.00 to $49,999.99 0.20% 0.20%
$50,000.00 and up 0.25% 0.25%
Holiday Club $5.00 to $1,000.00 1.50% 1.49%
Health Savings Account $100 and up 0.20% 0.20%
Personal Checking Accounts Balance Requirements Annual Percentage Yield (APY) Rate
Interest Checking (NOW) $1,000.00 and up 0.05% 0.05%
Preferred Money Market (view product disclosure) $5,000 to $99,999.99 0.60% 0.60%
$100,000.00 and up 0.90% 0.90%
Special Money Market $1,000.00 to $9,999.99 0.05% 0.05%
$10,000.00 to $24,999.99 0.15% 0.15%
$25,000.00 to $74,999.99 0.20% 0.20%
$75,000.00 and up 0.25% 0.25%
Money Market $1,000.00 to $2,499.99 0.05% 0.05%
$2,500.00 and up 0.10% 0.10%
Personal CDs
(Other Terms Available)
Balance Requirements Annual Percentage Yield (APY) Rate
3 Month $1,000.00 and up 0.25% 0.25%
4 Month $1,000.00 and up 0.25% 0.25%
5 Month $1,000.00 and up 0.25% 0.25%
6 Month $1,000.00 and up 0.25% 0.25%
9 Month $1,000.00 and up 1.01% 1.01%
12 Month $1,000.00 and up 1.01% 1.01%
Preferred 12 Month (view product disclosure) $1,000.00 and up 1.95% 1.94%
18 Month $1,000.00 and up 1.51% 1.50%
Preferred 18 Month (view product disclosure) $1,000.00 and up 2.00% 2.00%
2 Year $1,000.00 and up 1.21% 1.20%
Preferred 25 Month (view product disclosure) $1,000.00 and up  2.25% 2.24%
36 Month $1,000.00 and up 1.21% 1.20%
Preferred 36 Month (view product disclosure) $1,000.00 and up 3.00% 2.96%
3 Year $1,000.00 and up 1.61% 1.60%
4 Year $1,000.00 and up 1.51% 1.50%
5 Year $1,000.00 and up 2.78% 2.75%
APY and Interest Rates are current as of the date shown above. At our discretion, we may change the APY and Interest Rate on variable rate accounts daily. Not responsible for typographical errors. Please call for current interest rates, terms and fees. Fees may affect earnings. For CD’s a penalty may be imposed for withdrawals before maturity. Call us at (203) 629-8400 for other terms and rates.