Personal Checking

The First Bank of Greenwich makes banking easy with several types of checking accounts, one that you can even earn interest on. You’ll never have to watch ATM fees add up. And with 24/7 online banking you can manage your accounts from home, the office, wherever you happen to be, at any time of day or night.


FOUNDERS CHECKING ACCOUNT

Our Founders Account is a Personal Checking Account that comes with a very low opening minimum balance and many other advantages.

  • $50 Minimum to Open
  • $5.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $500 Per Monthly Statement Period is Maintained or monthly direct deposit)
  • No Per Check Charge
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Overdraft Protection Available
  • Free Telephone Banking
  • Free Internet Banking and Bill Pay

INTEREST CHECKING ACCOUNT (NOW)

This account is for anyone who wants to earn interest with their checking. All it requires is maintaining a modest average monthly balance.

  • $100 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $5.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection Available

PREFERRED CHECKING ACCOUNT

  • $5,000 Minimum to Open
  • $15.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000.00 is maintained or with a monthly direct deposit)
  • No per check charge
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Overdraft Protection Available
  • Free Telephone Banking
  • Free Internet Banking/Bill Pay
  • Image checks returned
  • IDProtect®*
  • Cellular Telephone Protection*

*Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.


Preferred Money Market Account

  • $5,000 Minimum to Open
  • $5,000 Minimum Average Daily Collected Balance to Earn Interest
  • $25.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $5,000 Per Monthly Statement Period is Maintained)
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection Available
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rates:

SPECIAL MONEY MARKET ACCOUNT

  • $1,000 to $9,999.99
  • $1,000 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $6.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • ATM Card Available
  • Free Telephone Banking
  • Free Internet Banking
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rate Schedule:
    • $1,000 to $9,999.99
    • $10,000 to $24,999.99
    • $25,000 to $74,999.99
    • $75,000 and up

MONEY MARKET ACCOUNT

  • $1,000 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $2.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • ATM Card Available
  • Free Telephone Banking
  • Free Internet Banking
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rate Schedule:
    • $1,000 to $2,499.99
    • $2,500 and up

Student Checking

The Student Checking Program is geared to educate and teach financial management to minors aged 10-18 years.

  • Minimum to open: $50.00
  • Product Pricing/ Charges:
    • No Monthly Service Charge
    • No Minimum Balance Required
    • No per check charge
    • ATM/ POS Fees Rebated (Proprietary and Foreign)
  • Features/ Restrictions:
    • ATM or Debit card (reduced limits)
    • Free Telephone Banking
    • E-Statements only
    • Limited Online Banking (no external bank transfers, no wire capability, and no bill pay)

These accounts require a parent or guardian as a joint owner.


Charitable Checking Program

Giving Starts at The First Bank of Greenwich … Be Part of our Charitable Checking Program

At The First Bank of Greenwich we believe in supporting our local community and non-profit Organizations. If the Organization you support is part of our Program your Checking Account balances, along with other supporter’s, will be used to calculate quarterly bank donations to the Organization. All donations come directly from The First Bank of Greenwich, no monies are withdrawn from the nonprofit or supporters accounts. To learn more about The Charitable Checking Program and find out if the organization you support is enrolled, please contact one of our branches. Become part of a local bank that gives back to local organizations.