Personal Checking

The First Bank of Greenwich makes banking easy with several types of checking accounts, one that you can even earn interest on. You’ll never have to watch ATM fees add up. And with 24/7 online banking you can manage your accounts from home, the office, wherever you happen to be, at any time of day or night.


FOUNDERS CHECKING ACCOUNT

Our Founders Account is a Personal Checking Account that comes with a very low opening minimum balance and many other advantages.

  • $50 Minimum to Open
  • $5.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $500 Per Monthly Statement Period is Maintained or monthly direct deposit)
  • No Per Check Charge
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Overdraft Protection Available
  • Free Telephone Banking
  • Free Internet Banking and Bill Pay
  • Unlimited Free Checks (Basic Style Only)

INTEREST CHECKING ACCOUNT (NOW)

This account is for anyone who wants to earn interest with their checking. All it requires is maintaining a modest average monthly balance.

  • $100 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $5.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection Available

PREFERRED CHECKING ACCOUNT

  • $5,000 Minimum to Open
  • $15.00 monthly service charge (no monthly charge if average daily collected balance per statement cycle of $5,000.00 is maintained or with a monthly direct deposit)
  • No per check charge
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Debit Card Available
  • Overdraft Protection Available
  • Free Telephone Banking
  • Free Internet Banking/Bill Pay
  • Image checks returned
  • IDProtect®*
  • Cellular Telephone Protection*

*Insurance product is not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.


Preferred Money Market Account

  • $5,000 Minimum to Open
  • $5,000 Minimum Average Daily Collected Balance to Earn Interest
  • $25.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $5,000 Per Monthly Statement Period is Maintained)
  • Other Banks’ ATM/POS Fees Refunded (U.S. Only)
  • ATM Card Available
  • Free Internet Banking and Bill Pay
  • Free Telephone Banking
  • Overdraft Protection Available
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rates:

SPECIAL MONEY MARKET ACCOUNT

  • $1,000 to $9,999.99
  • $1,000 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $6.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • ATM Card Available
  • Free Telephone Banking
  • Free Internet Banking
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rate Schedule:
    • $1,000 to $9,999.99
    • $10,000 to $24,999.99
    • $25,000 to $74,999.99
    • $75,000 and up

MONEY MARKET ACCOUNT

  • $1,000 Minimum to Open
  • $1,000 Minimum Average Daily Collected Balance to Earn Interest
  • $2.00 Monthly Service Charge (No Charge if Average Daily Collected Balance of $1,000 Per Monthly Statement Period is Maintained)
  • ATM Card Available
  • Free Telephone Banking
  • Free Internet Banking
  • Limitation of 6 Transfers per Monthly Statement Period. A $10.00 Excess Transaction Charge Applies.
  • Tiered Rate Schedule:
    • $1,000 to $2,499.99
    • $2,500 and up